Credit Risk Management
With today’s economic climate causing consumers to be stretched ever further, effectively managing credit risk is critical to the success of any organisation exposed to retail credit risk.
The BusinessOptics credit risk prescriptive analytics solution will help your organisation manage its credit risk by intelligently optimizing decisions relating to the issuing of credit, collection of debt, retention of customers and the management of capital. It will provide you with unprecedented levels of transparency within your business, as well as enabling you to streamline key business processes.
BusinessOptics will reduce your risk, increase your revenue, decrease your costs and create unprecedented agility in your business.
The product has been applied in a number of industries including retail banking, micro-lending and retail consumer credit.
What we do
The product is built around intelligent credit models of your customer that support:
The financial benefits from using the product are enormous, with customers obtaining a 10x return on investment. Additional benefits include: